Powerful Features for Complete Financial Control
Everything you need to manage your finances, track spending, set budgets, and achieve your financial goals—all in one place.
Dashboard & Overview
Get a complete picture of your financial health at a glance
Real-time net worth calculation
Track assets minus liabilities with monthly trends
Savings rate monitoring
Calculate and track your monthly savings rate
Cash runway analysis
Know how many months until zero balance
Top merchants tracking
See where you spend the most money
Diversity score
Measure how spread out your spending is
Concentration alerts
Get notified about over-concentration risks
Account Management
Connect and manage all your financial accounts in one place
Account type classification
Automatically categorize accounts by type
Automatic syncing
Keep balances up-to-date with scheduled syncs
Shared account support
Share accounts with family members
Bank-level security
Read-only access keeps your accounts safe
Instant updates
Transactions appear automatically
No credentials stored
Your bank credentials never touch our servers
Budget Management
Create, track, and optimize your budgets with intelligent insights
AI-powered insights
Get recommendations based on your spending history
Category-based budgets
Set limits for each spending category
Average spending reference
See your historical averages when setting budgets
Budget health score
Get a single score showing how well you're doing
Over-budget alerts
Get notified when you exceed category limits
Projected spending
See where you're headed based on current trends
Spending Analysis
Deep insights into your spending habits and patterns
Interactive charts
Visual breakdowns by category and time period
Custom time periods
Analyze spending by month, quarter, or year
Category performance
Compare spending across categories over time
Seasonal patterns
Identify spending patterns by day of week and month
Recurring vs discretionary
Separate fixed expenses from variable spending
Anomaly detection
Get alerted to unusual spending patterns
Transaction Management
Intelligent transaction processing and categorization
Smart categorization
AI learns from your manual corrections
Instant processing
Transactions categorized as they arrive
Manual override
Easily recategorize any transaction
Automatic detection
Smart algorithms identify account transfers
Clean reporting
Transfers excluded from spending reports
Recurring detection
Identify subscription and recurring payments
Goals & Insights
Set financial goals and get actionable insights
Goal tracking
Set and monitor savings and spending goals
Progress visualization
See how close you are to achieving your goals
Milestone notifications
Get notified when you reach important milestones
Personalized recommendations
AI-generated insights based on your spending
Spending trends
Identify long-term patterns and changes
Budget recommendations
Get suggestions for optimizing your budgets
Security & Privacy
Your financial data is protected with enterprise-grade security
End-to-end encryption
Your data is encrypted at rest and in transit
Secure authentication
Multi-factor authentication support
Read-only access
We can view but never modify your accounts
No data sharing
We never sell or share your financial data
Data ownership
Export or delete your data anytime
Transparent practices
Clear privacy policy and data handling
Notifications & Alerts
Stay informed about your finances with smart notifications
Budget Alerts
Warned when approaching or exceeding budgets
Transaction Updates
Real-time notifications for new transactions
Goal Milestones
Celebrate when you reach financial goals
Ready to take control of your finances?
Join thousands of users who are already managing their money smarter with Wallet Wise.